Ergománia - Product Design Talks

Why join us?

We are excited to invite you to our next Product Design Talks by Ergománia, where we’ll explore one of the most crucial—and often misunderstood—challenges in digital product development today: UX maturity. Across industries, from fintech challengers like Revolut and Nubank to digital-first retailers and global tech players, UX has become a cornerstone of strategy and culture. Yet many organizations—whether in banking, startups, or other sectors—lose their grounding. They hire designers, run user tests, build MVPs… but still struggle to connect these efforts with real business outcomes. So what separates teams that merely practice UX from those that are truly UX mature and grounded in impact? That’s exactly what we’ll unpack together.

Programme

05 December 2025, 17:30

Banking Innovation @Budapest Fintech Week 2025

17:30

The power of community-driven innovation - Rabobank Case Study

Dr. Joren Scharn - Digital Strategy and Innovation Lead @ Rabobank

The world of fintech is exciting and brings many great minds together. Despite all that combined experience and brainpower, studies show that the fail rate of startups in fintech exceeds 75%. The same holds true for innovation projects in financial institutions. Why is that? And why does the success rate not go up as the sector matures? In his presentation, Dr. Joren Scharn explains how he leveraged smart partnerships, community effect and organic traction to establish Nexa Labs, Rabobank’s platform built to drastically increase the success rate of small-time innovation and automation ideas.

18:00

Panel Discussion

Nicole Stroj - Head of Innovation Management @Raiffeisen Bank International AG
Dr. Joren Scharn - Lead Digital Strategy & Innovation @Rabobank Groep
István Fetter - Head of Small Business Segment Management @CIB Bank
Dr. Rung András - Founder, CEO @ Ergománia

Banking Innovation 2030: From Transformation to Anticipation

We’ll start by asking: what does innovation in banking truly mean today?
It’s no longer just about launching digital products or automating processes. Real innovation is about rethinking how banks create value—through technology, culture, and customer intelligence. While some incumbents still approach innovation as a series of digital upgrades, others are reimagining what a bank can be in a world shaped by AI, open ecosystems, and shifting customer expectations.

This panel brings together leading voices from across the banking sector—those at the frontlines of strategy, design, and innovation. We’ll explore the key pressures shaping the future of banking: technology, competition, and evolving customer behavior. Is AI still hype—or are we finally seeing measurable business impact? Where does it truly transform how banks think and operate, not just how they automate?

We’ll dive into how traditional players can balance agility with trust, how design strategy can bridge business goals with customer value, and how organizations can evolve from reacting to anticipating customer needs in real time.

This isn’t about buzzwords or short-lived transformations—it’s about building the foundations for continuous innovation. By 2030, the most successful banks won’t just be data-driven or ecosystem-based—they’ll be customer centric.

19:00

Networking

Let’s talk. Share your stories, ask your questions, and hear what others are doing to raise their UX game. Whether you’re just starting your maturity journey or trying to scale it up, this is your chance to connect with peers who get it.